Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Share | Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.