Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Share | Related Content 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.