Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Related Content Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. Certain Uncertainties in Retirement The uncertainties we face in retirement can erode our sense of confidence. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.